Industry Expertise
CFO Services for Small Business
Affordable CFO services for growing businesses. Get the financial expertise of a Fortune 500 CFO at a price that works for your business.
At what revenue level do I need a CFO?
There's no magic number, but businesses typically benefit from CFO services when they hit $1-2M in revenue, have complex cash flow, are pursuing growth, or when the owner can no longer manage finances themselves. If you're asking the question, you're probably ready.
Financial Leadership Built for Small Business
Small business owners often find themselves stuck in a frustrating gap. Your business is too complex for basic bookkeeping, but you can't justify—or afford—a full-time CFO. You know your financials need more attention, but you're already wearing too many hats. Important decisions get made by gut feel because you don't have the data or expertise to do better.
A fractional CFO solves this problem. You get access to experienced financial leadership—the same caliber of expertise that Fortune 500 companies rely on—at a price that makes sense for a small business. Not a junior accountant doing basic tasks, but a senior finance professional who can help you make better decisions, plan for growth, and finally get control of your numbers.
At 1CFO, we specialize in helping small businesses break through the barriers that hold them back. Whether you're wrestling with cash flow, trying to understand your profitability, planning for expansion, or preparing for a significant financial event, we bring the expertise to help you succeed.
Ready to Transform Your Finances?
Get a free consultation with a CFO who specializes in small business.
Serving businesses from $2M to $50M+
How We Help Small Business
Our specialized CFO services address the unique financial challenges of your industry.
Affordable Expertise
Fortune 500-level financial leadership at a price that makes sense for small business. You get the expertise you need without the $200K+ cost of a full-time CFO.
Strategic Growth Planning
A financial roadmap that shows how to get from where you are to where you want to be. We help you plan for growth that's sustainable and achievable.
Cash Flow Mastery
Never be surprised by cash shortfalls again. We help you understand your cash cycle, anticipate needs, and manage working capital effectively.
Data-Driven Decisions
Stop relying on gut feel. We give you the financial visibility and analysis to make important business decisions with confidence.
Financial Infrastructure
Build the systems and processes that support growth. We help you move from reactive to proactive financial management.
Owner Bandwidth
Stop wearing the finance hat. Free yourself to focus on what you do best while we handle the financial strategy.
The Small Business Financial Landscape
Small businesses are the backbone of the American economy, but most lack access to the financial expertise that larger companies take for granted. This gap has real consequences: decisions made without good data, growth opportunities missed because of cash constraints, and owners who spend their time on finances instead of running their business.
The traditional options for small business financial management are often inadequate. Bookkeepers can enter transactions and produce financial statements, but they can't provide strategic guidance. CPAs focus on tax compliance and historical reporting, not forward-looking planning. And full-time CFOs cost $200,000+ annually—far beyond what most small businesses can afford.
The fractional CFO model fills this gap. By sharing an experienced CFO across multiple clients, small businesses can access expertise that would otherwise be out of reach. You get the benefit of senior financial leadership without the cost of a full-time executive—just the hours you need, when you need them.
Why Work with a Small Business Financial Specialist?
Small businesses have different needs than large corporations, and they need financial leadership that understands these differences. The owner's personal finances are often intertwined with the business. Every decision matters more when resources are limited. And the goal isn't just profitability—it's building something sustainable that supports the owner's life goals.
Our team understands small business dynamics. We know that small business owners want straight talk, not jargon. We understand that you need actionable recommendations, not just analysis. We respect that you've built something meaningful and that our role is to help you make it better—not to tell you how to run your business.
We also understand the practical constraints of small business finance. We work with QuickBooks and other small business accounting systems. We're used to working with limited data and imperfect records. We can help even if your books aren't perfect—and we can help you make them better over time.
Small Business Financial Challenges We Solve
Common pain points we help eliminate for small business businesses.
Limited Resources
Small businesses can't afford full-time CFOs, but they still need financial expertise. The fractional model bridges this gap.
Founder Overload
Owners wearing too many hats means financial management often gets insufficient attention—until there's a problem.
Financial Visibility
Flying blind on financial performance leads to poor decisions. Many small businesses don't really know their numbers.
Growth Barriers
Cash constraints, unclear profitability, and limited financial sophistication prevent small businesses from reaching their potential.
Decision Complexity
Pricing, hiring, expansion, equipment purchases—major decisions get made without proper financial analysis.
Banking & Funding
Preparing for bank meetings, understanding financing options, and presenting your business well requires financial expertise.
Frequently Asked Questions
Recommended Services
Ready to Transform Your Small Business Finances?
Schedule a free consultation to discuss your specific challenges and learn how our CFO services can help your small business business thrive.